Terms & Conditions

You must be at least 18 years old, or the age of legal majority in your country, have full legal capacity, and provide accurate and current information. Our services are not offered to residents of the United States, Canada, North Korea, Iran, or any sanctioned jurisdiction, or where such services would breach local law [full list to be confirmed]. It is your responsibility to ensure that trading is legal where you live.

All clients must complete KYC and AML verification, including proof of identity, address, and, where required, source of funds, before trading or withdrawing. We may request further documents at any time, and may restrict, refuse, or close accounts at our discretion.

Only one account per person is permitted unless we approve otherwise. You are responsible for keeping your login details confidential and for all activity on your account.

FinVibes Capital offers online trading in Contracts for Difference (CFDs) on Forex, metals, commodities, indices, and shares through MetaTrader 5 on desktop, web, and mobile. We provide execution-only services and do not give investment, financial, legal, or tax advice. Any market content we publish is general information only.

Account types include Standard, Advance VIP, RAW, Standard Islamic, Platinum, and Bullion. Minimum deposits, spreads, commissions, swaps, and leverage for each account are shown on our website and may change.

Islamic accounts are swap-free for the period stated on our website, after which fees may apply, and swap-free status may be removed if misused.

Leverage of up to 1:500 may be available depending on account type, instrument, and market conditions. You must keep enough margin to support open positions. If your margin falls to the stop-out level, positions may be closed automatically without notice.

We may change leverage, margin requirements, or spreads at any time, particularly during volatile markets, weekends, holidays, or major news.

Orders are executed at the best available price. In fast or illiquid markets, orders may be filled at a different price (slippage), and prices may gap. We may cancel or correct trades executed at clearly erroneous prices caused by system or price feed errors.

We are not responsible for losses caused by internet failure, device problems, platform outages, or events outside our control.

Deposits must come from a payment method in your own name; third-party payments are not accepted. Withdrawals are processed only for verified accounts and are generally returned to the original payment method, up to the amount deposited.

Processing times depend on the payment provider, and we are not responsible for bank or provider charges or delays.

We may delay or refuse a withdrawal where we suspect fraud, money laundering, or a breach of these Terms.

Any bonus or promotion is subject to its own terms and may be withdrawn, and bonus funds and related profits may be cancelled if abuse is identified.

You must not use our services for:

• Money laundering or any unlawful purpose.
• Exploiting price latency or pricing errors.
• Using hedging across accounts or brokers to abuse bonuses or swap-free conditions.
• Using tools designed to manipulate our systems.
• Providing false information.

If we identify such activity, we may cancel trades, reverse profits, close your account, and report the matter to the relevant authorities.

To the fullest extent permitted by law, FinVibes Capital is not liable for indirect or consequential losses, including lost profits, arising from your use of our services, market movements, your trading decisions, third-party platforms, payment providers, or events beyond our control.

You agree to indemnify us against claims or losses arising from your breach of these Terms or misuse of our services.

Introducing Brokers and partners are independent of FinVibes Capital and cannot act or make representations on our behalf.

All website content and trademarks belong to or are licensed to Fin Vibes Capital Limited and may not be copied without permission.

MetaTrader 5 is a product of MetaQuotes Ltd. We may communicate with you electronically, and calls and chats may be recorded for quality and compliance.

You may close your account at any time if there are no open positions or outstanding obligations. We may suspend or close your account where we believe these Terms have been breached or where required by law.

We may update these Terms at any time, and continued use of our services means you accept the updated version.

These Terms are governed by the laws of Saint Lucia, and disputes are subject to the exclusive jurisdiction of the Saint Lucia courts.

To raise a complaint, email info@finvibescapital.com with the subject "Complaint," your account number, and details of the issue.

We will acknowledge it within [5] business days and aim to respond fully within [30] business days.